Home Insurance



Argus policies can insure your personal property as well as your home.

 

We Offer Protection Against a Variety of Threats

 

Fire

Argus Home Insurance provides financial protection for your home against damages caused by fire.



Weather

Argus Home Insurance covers your property and belongings against damage wrought by an abnormal weather event.



Water Leak

Argus Home Insurance provides financial protection for properties against the damages that occur as a result of water damage caused by burst pipes or flooding.




Additional Protection


Contents

Our Home Insurance provides peace of mind by insuring the contents in your home against a wide range of perils including fire, burst pipes/flooding and theft.

Possessions

We insure your personal belongings such as jewellery, cameras and small personal effects against theft, loss and accidental damage. This coverage extends beyond the home.

Personal Accident

Argus offers individuals coverage for claims resulting from accidental bodily injury which independently of any other cause results in death or disablement.




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Why Choose Argus?

At Argus, we’re proud that all of our underwriting and our claims decisions are made right here in Malta. Contact us and find out why homeowners have trusted Argus for speedy, friendly and local insurance coverage for over a decade.


Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.


The Right Level of Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.


Quick Claims Payments

We understand that time is money. That is why, at Argus, we process and pay your claims as quickly as possible.


Responsible Business

Argus cares about the local community and strongly supports it through our business activities and through a community and charitable support programme.

Explore our Property Insurance Resources

Frequently Asked Questions

Buildings insurance covers the structure of the building, together with its fixtures and fittings: it covers the cost of repair or rebuilding after fire or weather damage, for instance. Contents insurance covers the contents of the commercial building that you own or for which you are responsible.

It covers the main structure of your investment. If it were to subside, burn down or be damaged or destroyed by extreme weather, the policy will cover the costs of rebuilding or repair. It also normally covers any permanent fixtures. Do check your building’s insurance policy for any exclusions: most policies will include coverage for outbuildings, boundary walls, gates, drives and paths as standard. Such policies will also typically cover the cost of temporary accommodation should the building need to be rebuilt or if there is a need to move out because the building is severely damaged—for instance, by flood.

Contents insurance covers the contents of the building that you own or for which you are responsible. This may include items such as furniture, carpets or equipment/machinery. Contents coverage is applicable to those contents that are damaged or lost as a result of a fire, theft and special perils. You may be asked to specify certain items on the policy and you may be asked to make additional security provisions such as locks or a burglar alarm if the building is in an area with a high theft rate.

A good buildings or contents insurance company knows that a well-handled claim usually results in a happy customer. We will first want to make sure your claim is valid and covered by your policy terms. When that is done, we will want to settle the claim as quickly as possible—especially in extreme cases. Generally, a claim is settled within a few weeks of the policyholder making it.

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