Shop Protector



Argus offers the security of coverage that is just right for your needs.

 

Shop Protector Insurance: What Does It Cover?

 

Contents

Argus offers protection for all contents that you own or for which you are responsible.



Public Liability

Policies include broad coverage for shop-related injuries/diseases and work away liabilities. Coverage also protects against material property damage and related loss of profit.



Deterioration of Stock

Argus can shield your business from the financial impact caused by damage to refrigerated goods occurring as a result of mechanical failure.




Additional Protection


Employer’s Liability

The company will indemnify the insured for any damages, claimants’ costs and expenses incurred as a result of an injury or disease occurring during the course of their employment. 

Infidelity of Employees

Plans can include coverage against any loss of money or goods belonging to the insured, caused by any act of fraud or dishonesty committed by any employee.

Business Interruption

Argus offers protection for interruption or interference of business arising from loss, destruction or damage. Limits and exceptions apply.

Property Damage

At Argus, we can provide protection against damage to property insured at the shop premises.




Interested in Getting a Quote?   Speak to our experienced representatives.   Request a Quote


Why Choose Argus?

At Argus, we’re proud that all of our underwriting and our claims decisions are made right here in Malta. Contact us and find out why Malta-based companies have trusted Argus for speedy, friendly and local insurance coverage for over a decade.


Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.


The Right Level of Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.


Quick Claims Payments

We understand that time is money. That is why, at Argus, we process and pay your claims as quickly as possible.


Responsible Business

Argus cares about the local community and strongly supports it through our business activities and through a community and charitable support programme.

Explore our Business Insurance Resources

Frequently Asked Questions

Business insurance covers your business in the event of an emergency or unforeseen circumstances. It can provide peace of mind that your business will be able to continue to operate, should anything happen to your property or equipment, and that any potential claims would be met if a third party was injured on your premises.

Most policies include an excess, which is the amount to be paid by the policyholder in the event of a claim.

Public liability insurance covers the cost of injury to a third party or their property that occurs on your premises, or as a result of your business operation. Claims could easily run into hundreds of thousands—or even millions—of euros; so without public liability insurance, you could face financial difficulties in the event of a claim.

This provides cover against your legal liability for death or bodily injury (other than to an employee) and/or loss or damage to third-party property arising out of the operation of your business.

This insures you against claims for compensation from employees following injury for which you are legally liable.

View All